Can you get life insurance without a medical?

Surprisingly there are life insurance providers that can provide life insurance without the need for a medical examination.

And you can still get full cover up to £100,000.

However while some life insurance providers offer no medical life insurance some are more risk averse than others or they will charge higher premiums.

The premium you will be quote is affected by a number of factors. Namely your age, sex, occupation, smoker status, general health, the level of cover you require and the type of policy that you select.

In general, the older you are the higher your premium. Your individual weight, height, medical history and lifestyle are also assessed.

Based on the above information a decision is made as to whether a medical is required. In some cases if you are in good health then no medical examination is needed. However, if you’re looking to take out cover for a large sum then a medical may well be required.

You can easily find the best policy by comparing quotes from life insurance providers through our free service. We’ll take the hassle out of finding the best life insurance policy and put you in touch with an expert that can explain your options and provide professional advice.

Find the best no medical life insurance and general life insurance policy available to you now by completing our short form on the right. It’s a quick application and there’s no obligation. What have you got to lose…?